Mayville State Bank
Mayville, MI · Cert 12899 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Mayville Financial Corp.
State charter, non-member · FDIC · 2 branches
Q2 2026
$94.6MAssets
$44.2MLoans
$85.0MDeposits
$9.4MEquity
Executive Summary
- Strongest standing: return on equity outperforms 47% of banks under $1B in assets operating in a single state (rank 397 of 746).
- Widest gap: nonperforming loans / loans trails 89% of banks under $1B in assets operating in a single state (rank 661 of 743).
- Overall: at or above the peer median on 0 of 9 directional measures.
Return on Assets
0.99%
Rank 412 of 746
Net Interest Margin
3.42%
Rank 480 of 746
Efficiency Ratio
71.10%
Rank 489 of 746
Equity / Assets
9.88%
Rank 444 of 746
Non-interest income vs. expense
Unfavorable gap of $2.2M · efficiency ratio beats 35% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.99% | 0.72% | 1.06% | 1.45% | Beats 45% | 412 / 746 | | |
| Return on Equity | 10.01% | 6.74% | 10.51% | 13.63% | Beats 47% | 397 / 746 | | |
| Net Interest Margin | 3.42% | 3.17% | 3.68% | 4.16% | Beats 36% | 480 / 746 | | |
| Efficiency Ratio | 71.10% | 55.74% | 64.58% | 75.47% | Beats 35% | 489 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.09% | 0.09% | 0.42% | 1.07% | Beats 11% | 661 / 743 | | |
| Net Charge-Offs / Loans | 0.11% | 0.00% | 0.01% | 0.05% | Beats 14% | 638 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 11.72% | 11.55% | 13.75% | 17.60% | Beats 27% | 543 / 746 | | |
| Total Risk-Based Capital Ratio | 11.72% | 11.71% | 14.33% | 18.43% | Beats 25% | 557 / 746 | | |
| Equity / Assets | 9.88% | 8.90% | 10.51% | 13.06% | Beats 40% | 444 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 52.00% | 61.31% | 78.27% | 90.78% | 14th pctl | 638 / 746 | | |
| Loans / Assets | 46.73% | 53.60% | 66.97% | 76.08% | 16th pctl | 627 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |