PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Richard Allen

Philadelphia, PA · Charter 12850

Q1 2013

$33KAssets
$0KLoans
$23KShares
$9KNet Worth

Executive Summary

  • Earnings: ROA of -0.33%, up 120 bps year over year; NIM at 0.00%.
  • Capital: net worth / assets of 28.15%, up 297 bps from a year ago.
  • Funding: loans stand at 0.00% of shares as of Q1 2013.

Return on Assets (quarter, annualized)

-0.33%+120 bps YoY

Net Interest Margin (quarter, annualized)

0.00%0 bps YoY

Efficiency Ratio (quarter, annualized)

n/a
n/a

Net Worth / Assets

28.15%+297 bps YoY

Discrete quarter, annualized.

MetricQ2 2011Q3 2011Q4 2011Q1 2012Q2 2012Q3 2012Q4 2012Q1 2013YoY ΔTrend
Earnings
Return on Assets-1.42%-4.49%-2.53%-1.53%-0.76%-2.75%-2.34%-0.33%+120 bps
Return on Equity-5.98%-18.06%-10.24%-6.07%-2.99%-9.96%-7.77%-1.17%+490 bps
Net Interest Margin0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-4.81%-8.73%-13.36%-19.18%-19.48%-27.59%-27.64%-18.14%+104 bps
Loan Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Share Growth (YoY)-7.58%-12.93%-16.24%-21.46%-21.46%-31.63%-34.34%-22.93%-147 bps
Asset Quality
Delinquent Loans / Loansn/an/an/an/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Capital
Risk-Based Capital23.76%24.84%24.75%25.18%25.56%27.66%30.08%28.15%+297 bps
Net Worth / Assets23.76%24.84%24.75%25.18%25.56%27.66%30.08%28.15%+297 bps
Liquidity & Funding
Loans / Shares0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps