Blytheville, AR · Charter 12808
NCUA · 5 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.92% | 0.99% | 0.58% | 1.04% | 1.29% | 1.44% | 1.20% | 1.58% | +54 bps | |
| Return on Equity | 6.48% | 6.73% | 4.15% | 7.43% | 8.95% | 9.65% | 8.15% | 10.39% | +296 bps | |
| Net Interest Margin | 3.06% | 3.18% | 3.17% | 3.23% | 3.29% | 3.37% | 3.49% | 3.58% | +35 bps | |
| Efficiency Ratio | 68.08% | 66.74% | 67.76% | 64.92% | 63.41% | 62.08% | 61.34% | 58.00% | -691 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 10.41% | 6.51% | 7.62% | 8.72% | 7.06% | 9.07% | 5.19% | 3.13% | -559 bps | |
| Loan Growth (YoY) | -2.95% | -4.58% | -2.73% | -4.09% | -2.90% | -0.24% | 2.27% | 3.92% | +801 bps | |
| Share Growth (YoY) | 8.35% | 5.00% | 6.46% | 7.50% | 5.58% | 6.85% | 3.44% | 1.13% | -637 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.91% | 0.73% | 0.64% | 0.33% | 0.55% | 0.94% | 0.64% | 0.69% | +36 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.20% | 14.75% | 13.93% | 13.96% | 14.45% | 14.91% | 14.75% | 15.16% | +120 bps | |
| Net Worth / Assets | 14.20% | 14.75% | 13.93% | 13.96% | 14.45% | 14.91% | 14.75% | 15.16% | +120 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 74.68% | 74.65% | 69.32% | 67.96% | 68.68% | 69.70% | 68.54% | 69.84% | +188 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |