New Orleans, LA · Charter 12748
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -3.31% | -1.88% | -1.06% | 9.05% | 6.30% | 6.12% | 0.63% | 1.24% | -780 bps | |
| Return on Equity | -45.00% | -23.61% | -14.41% | 76.01% | 51.35% | 43.07% | 4.49% | 8.87% | -6,714 bps | |
| Net Interest Margin | 3.27% | 3.48% | 3.02% | 4.13% | 3.88% | 4.45% | 3.58% | 3.71% | -41 bps | |
| Efficiency Ratio | 64.75% | 58.17% | 96.57% | 49.90% | 50.27% | 43.10% | 98.05% | 67.03% | +1,713 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.58% | 0.44% | 6.96% | 7.96% | 5.63% | -1.77% | -2.54% | -3.06% | -1,102 bps | |
| Loan Growth (YoY) | -22.55% | -11.59% | -5.68% | 0.26% | -10.59% | -12.19% | -3.40% | -12.04% | -1,230 bps | |
| Share Growth (YoY) | -1.99% | 2.58% | 7.41% | 3.30% | 0.03% | -8.46% | -9.29% | -5.22% | -852 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 7.58% | 3.13% | 1.60% | 4.39% | 4.40% | 3.07% | 3.65% | 2.18% | -221 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 12.42% | 12.02% | 14.36% | 0.40% | 1.57% | 1.69% | 1.41% | 1.03% | +62 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 7.36% | 7.95% | 7.38% | 11.90% | 12.27% | 14.21% | 13.93% | 14.02% | +211 bps | |
| Net Worth / Assets | 7.36% | 7.95% | 7.38% | 11.90% | 12.27% | 14.21% | 13.93% | 14.02% | +211 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 37.09% | 38.68% | 32.61% | 33.52% | 33.16% | 37.10% | 34.73% | 31.11% | -241 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |