Port Allen, LA · Charter 12735
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 3.65% | 1.27% | -0.12% | -0.82% | -0.69% | -2.58% | -2.45% | -1.85% | -102 bps | |
| Return on Equity | 13.31% | 4.55% | -0.47% | -3.19% | -2.58% | -10.13% | -9.88% | -7.52% | -433 bps | |
| Net Interest Margin | 7.83% | 8.05% | 7.28% | 7.30% | 7.48% | 7.59% | 6.66% | 6.59% | -71 bps | |
| Efficiency Ratio | 74.19% | 77.63% | 90.21% | 91.78% | 92.17% | 94.83% | 110.97% | 109.68% | +1,790 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.35% | -3.40% | 4.24% | 1.97% | -0.85% | -0.95% | -9.32% | -6.45% | -841 bps | |
| Loan Growth (YoY) | 2.96% | -0.13% | -5.10% | -2.87% | -12.08% | -13.28% | -15.21% | -14.68% | -1,181 bps | |
| Share Growth (YoY) | 2.50% | -2.81% | 7.79% | 4.46% | 2.45% | 1.75% | -8.44% | -4.40% | -885 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 10.57% | 8.66% | 8.51% | 8.32% | 7.66% | 6.65% | 5.95% | 10.77% | +245 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.55% | 2.88% | 2.66% | 2.75% | 2.86% | 3.54% | 3.73% | 3.68% | +93 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 27.41% | 27.81% | 25.39% | 25.83% | 26.62% | 25.49% | 24.84% | 24.55% | -128 bps | |
| Net Worth / Assets | 27.41% | 27.81% | 25.39% | 25.83% | 26.62% | 25.49% | 24.84% | 24.55% | -128 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 108.58% | 110.79% | 92.28% | 96.87% | 93.18% | 94.42% | 85.45% | 86.44% | -1,043 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |