Public Service Edwardspt PL E
Linton, IN · Charter 12619 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$1.7MAssets
$941KLoans
$1.4MShares
$239KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 79% of credit unions under $1B in assets (rank 356 of 1682).
- Widest gap: efficiency ratio trails 80% of credit unions under $1B in assets (rank 1343 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.48%
Rank 1,154 of 1,683
Net Interest Margin
4.36%
Rank 398 of 1,683
Efficiency Ratio
88.89%
Rank 1,343 of 1,682
Equity / Assets
14.48%
Rank 604 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.48% | 0.35% | 0.74% | 1.18% | Beats 31% | 1,154 / 1,683 | | |
| Return on Equity | 3.35% | 2.67% | 5.89% | 8.74% | Beats 30% | 1,170 / 1,681 | | |
| Net Interest Margin | 4.36% | 3.31% | 3.82% | 4.32% | Beats 76% | 398 / 1,683 | | |
| Efficiency Ratio | 88.89% | 68.91% | 78.20% | 86.93% | Beats 20% | 1,343 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.21% | 0.26% | 0.65% | 1.29% | Beats 79% | 356 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.48% | 10.44% | 12.89% | 16.53% | Beats 64% | 604 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.48% | 10.44% | 12.89% | 16.53% | Beats 64% | 604 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 66.74% | 52.61% | 69.38% | 83.50% | 45th pctl | 925 / 1,683 | | |
| Loans / Assets | 57.00% | 44.71% | 59.18% | 70.72% | 46th pctl | 916 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |