Pine
Pine Bluff, AR · Charter 12601 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$62.8MAssets
$29.7MLoans
$47.3MShares
$15.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 94% of credit unions under $1B in assets (rank 109 of 1683).
- Widest gap: nonperforming loans / loans trails 78% of credit unions under $1B in assets (rank 1317 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.14%
Rank 465 of 1,683
Net Interest Margin
4.05%
Rank 632 of 1,683
Efficiency Ratio
73.34%
Rank 609 of 1,682
Equity / Assets
24.54%
Rank 109 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.14% | 0.35% | 0.74% | 1.18% | Beats 72% | 465 / 1,683 | |
| Return on Equity | 4.65% | 2.67% | 5.89% | 8.74% | Beats 41% | 996 / 1,681 | |
| Net Interest Margin | 4.05% | 3.31% | 3.82% | 4.32% | Beats 62% | 632 / 1,683 | |
| Efficiency Ratio | 73.34% | 68.91% | 78.20% | 86.93% | Beats 64% | 609 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.49% | 0.26% | 0.65% | 1.29% | Beats 22% | 1,317 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.54% | 10.44% | 12.89% | 16.53% | Beats 94% | 109 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.54% | 10.44% | 12.89% | 16.53% | Beats 94% | 109 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 62.88% | 52.61% | 69.38% | 83.50% | 39th pctl | 1,021 / 1,683 | |
| Loans / Assets | 47.36% | 44.71% | 59.18% | 70.72% | 29th pctl | 1,190 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |