Fort Ligonier
Jerome, PA · Charter 12505 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 2 branches
Q2 2026
$3.2MAssets
$901KLoans
$2.7MShares
$504KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 62% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 30 of 78).
- Widest gap: net interest margin trails 96% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 75 of 78).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.44%
Rank 55 of 78
Net Interest Margin
2.08%
Rank 75 of 78
Efficiency Ratio
81.82%
Rank 46 of 78
Equity / Assets
15.90%
Rank 30 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.44% | 0.37% | 0.83% | 1.31% | Beats 29% | 55 / 78 | | |
| Return on Equity | 2.78% | 1.73% | 5.71% | 9.08% | Beats 32% | 53 / 78 | | |
| Net Interest Margin | 2.08% | 3.17% | 3.63% | 4.21% | Beats 4% | 75 / 78 | | |
| Efficiency Ratio | 81.82% | 65.01% | 78.15% | 89.28% | Beats 42% | 46 / 78 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.22% | 0.40% | 0.84% | 1.97% | Beats 38% | 49 / 78 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.90% | 12.42% | 15.10% | 18.27% | Beats 62% | 30 / 78 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.90% | 12.42% | 15.10% | 18.27% | Beats 62% | 30 / 78 | | |
| Liquidity & Funding |
| Loans / Deposits | 33.88% | 34.83% | 50.41% | 71.84% | 23rd pctl | 60 / 78 | | |
| Loans / Assets | 28.42% | 29.34% | 41.02% | 56.96% | 23rd pctl | 60 / 78 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |