Dannemora
Plattsburgh, NY · Charter 12473 · Peer group: credit unions under $1B in assets in NY (n=59)
NCUA · 5 branches
Q2 2026
$320.3MAssets
$205.9MLoans
$273.9MShares
$46.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 64% of credit unions under $1B in assets in NY (rank 21 of 59).
- Widest gap: return on equity trails 54% of credit unions under $1B in assets in NY (rank 32 of 59).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.11%
Rank 24 of 59
Net Interest Margin
3.87%
Rank 21 of 59
Efficiency Ratio
74.15%
Rank 30 of 59
Equity / Assets
14.55%
Rank 22 of 59
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.11% | 0.28% | 1.01% | 1.42% | Beats 59% | 24 / 59 | | |
| Return on Equity | 7.64% | 2.31% | 7.92% | 10.52% | Beats 46% | 32 / 59 | | |
| Net Interest Margin | 3.87% | 3.24% | 3.66% | 4.04% | Beats 64% | 21 / 59 | | |
| Efficiency Ratio | 74.15% | 63.53% | 74.15% | 82.44% | Beats 51% | 30 / 59 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.51% | 0.32% | 0.68% | 1.20% | Beats 64% | 22 / 59 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.55% | 10.94% | 13.05% | 16.06% | Beats 63% | 22 / 59 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.55% | 10.94% | 13.05% | 16.06% | Beats 63% | 22 / 59 | | |
| Liquidity & Funding |
| Loans / Deposits | 75.17% | 40.49% | 57.59% | 78.86% | 73rd pctl | 16 / 59 | | |
| Loans / Assets | 64.28% | 33.06% | 50.92% | 63.03% | 78th pctl | 13 / 59 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |