Dover
Dover, DE · Charter 12443 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 9 branches
Q2 2026
$731.9MAssets
$545.2MLoans
$672.5MShares
$55.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 48% of credit unions under $1B in assets (rank 880 of 1683).
- Widest gap: equity / assets trails 98% of credit unions under $1B in assets (rank 1645 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.34%
Rank 1,279 of 1,683
Net Interest Margin
3.78%
Rank 880 of 1,683
Efficiency Ratio
82.92%
Rank 1,081 of 1,682
Equity / Assets
7.63%
Rank 1,645 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.34% | 0.35% | 0.74% | 1.18% | Beats 24% | 1,279 / 1,683 | |
| Return on Equity | 4.43% | 2.67% | 5.89% | 8.74% | Beats 39% | 1,033 / 1,681 | |
| Net Interest Margin | 3.78% | 3.31% | 3.82% | 4.32% | Beats 48% | 880 / 1,683 | |
| Efficiency Ratio | 82.92% | 68.91% | 78.20% | 86.93% | Beats 36% | 1,081 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.91% | 0.26% | 0.65% | 1.29% | Beats 37% | 1,057 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.63% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,645 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.63% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,645 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 81.06% | 52.61% | 69.38% | 83.50% | 71st pctl | 485 / 1,683 | |
| Loans / Assets | 74.48% | 44.71% | 59.18% | 70.72% | 82nd pctl | 300 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |