Cambridge Firefighters
Cambridge, MA · Charter 1236 · Peer group: credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=66)
NCUA · 1 branch
Q2 2026
$14.2MAssets
$8.6MLoans
$10.5MShares
$3.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 95% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 4 of 66).
- Widest gap: nonperforming loans / loans trails 39% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 27 of 66).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.71%
Rank 5 of 66
Net Interest Margin
4.06%
Rank 13 of 66
Efficiency Ratio
56.94%
Rank 4 of 66
Equity / Assets
25.82%
Rank 6 of 66
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.71% | 0.38% | 0.59% | 1.00% | Beats 92% | 5 / 66 | | |
| Return on Equity | 6.61% | 2.62% | 4.89% | 6.39% | Beats 77% | 15 / 66 | | |
| Net Interest Margin | 4.06% | 2.83% | 3.27% | 3.84% | Beats 80% | 13 / 66 | | |
| Efficiency Ratio | 56.94% | 68.43% | 80.15% | 87.18% | Beats 95% | 4 / 66 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.27% | 0.08% | 0.48% | 1.18% | Beats 61% | 27 / 66 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 25.82% | 9.84% | 13.79% | 17.21% | Beats 91% | 6 / 66 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 25.82% | 9.84% | 13.79% | 17.21% | Beats 91% | 6 / 66 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.61% | 50.73% | 71.54% | 81.61% | 74th pctl | 17 / 66 | | |
| Loans / Assets | 60.36% | 40.53% | 57.05% | 68.92% | 55th pctl | 30 / 66 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |