Port Conneaut
Conneaut, OH · Charter 12351 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 2 branches
Q2 2026
$30.7MAssets
$13.6MLoans
$26.2MShares
$4.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 87% of credit unions under $1B in assets in the Cleveland, OH area (rank 5 of 39).
- Widest gap: nonperforming loans / loans trails 82% of credit unions under $1B in assets in the Cleveland, OH area (rank 33 of 39).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.13%
Rank 30 of 39
Net Interest Margin
4.65%
Rank 5 of 39
Efficiency Ratio
96.21%
Rank 32 of 39
Equity / Assets
12.89%
Rank 20 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.13% | 0.13% | 0.49% | 0.87% | Beats 23% | 30 / 39 | | |
| Return on Equity | 1.01% | 1.01% | 4.09% | 7.61% | Beats 23% | 30 / 39 | | |
| Net Interest Margin | 4.65% | 3.28% | 3.83% | 4.18% | Beats 87% | 5 / 39 | | |
| Efficiency Ratio | 96.21% | 76.45% | 81.64% | 91.75% | Beats 21% | 32 / 39 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.98% | 0.15% | 0.61% | 1.88% | Beats 18% | 33 / 39 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.89% | 10.00% | 12.89% | 19.36% | Beats 49% | 20 / 39 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.89% | 10.00% | 12.89% | 19.36% | Beats 49% | 20 / 39 | | |
| Liquidity & Funding |
| Loans / Deposits | 51.81% | 45.46% | 53.28% | 74.29% | 41st pctl | 23 / 39 | | |
| Loans / Assets | 44.26% | 36.24% | 44.98% | 63.66% | 46th pctl | 21 / 39 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |