Blair, NE · Cert 12241 · Blair Holdings Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 1.1% share · #14 of 77 inst. · $0.5B of $42.7B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.55% | 1.66% | 1.46% | 1.68% | 1.79% | 1.91% | 1.78% | 1.80% | +11 bps | |
| Return on Equity | 14.93% | 15.39% | 13.14% | 14.61% | 15.15% | 15.76% | 14.63% | 14.70% | +9 bps | |
| Net Interest Margin | 3.64% | 3.67% | 3.75% | 3.94% | 4.00% | 4.01% | 4.18% | 3.88% | -7 bps | |
| Efficiency Ratio | 49.70% | 46.09% | 54.93% | 49.82% | 47.59% | 44.82% | 49.57% | 47.99% | -183 bps | |
| Non-Interest Burden | 1.60% | 1.49% | 1.87% | 1.74% | 1.66% | 1.51% | 1.85% | 1.62% | -12 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.04% | 0.37% | -2.01% | 2.69% | 3.45% | 2.89% | 10.00% | 7.61% | +493 bps | |
| Loan Growth (YoY) | 4.51% | 4.25% | 3.59% | 3.48% | 6.37% | 6.43% | 4.87% | 1.95% | -153 bps | |
| Deposit Growth (YoY) | 3.83% | 3.82% | 6.25% | 8.87% | 5.41% | 4.04% | 8.38% | 6.39% | -247 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.36% | 0.37% | 0.31% | 0.41% | 0.39% | 0.43% | 0.37% | 0.34% | -8 bps | |
| Net Charge-Offs / Loans | 0.06% | 0.02% | 0.01% | 0.10% | 0.02% | 0.05% | 0.22% | 0.09% | 0 bps | |
| Allowance / Loans | 1.19% | 1.20% | 1.18% | 1.19% | 1.17% | 1.17% | 1.16% | 1.17% | -2 bps | |
| Allowance Coverage of NPLs | 3.3x | 3.2x | 3.8x | 2.9x | 3.0x | 2.7x | 3.2x | 3.4x | +0.6x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 11.55% | 11.99% | 12.26% | 12.26% | 12.70% | 12.98% | 12.73% | 12.79% | +53 bps | |
| Total Risk-Based Capital | 14.97% | 15.28% | 15.72% | 15.94% | 15.97% | 16.26% | 16.71% | 17.65% | +171 bps | |
| Equity / Assets | 10.73% | 10.79% | 11.42% | 11.63% | 11.94% | 12.32% | 12.03% | 12.40% | +77 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 95.19% | 96.90% | 94.43% | 93.66% | 96.05% | 99.13% | 91.38% | 89.76% | -391 bps | |
| Liquid Assets / Assets | 0.78% | 1.91% | 0.79% | 0.88% | 0.60% | 0.57% | 6.97% | 8.65% | +777 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 106.83% | 104.00% | 103.61% | n/a | n/a | |