Washington County Bank
Blair, NE · Cert 12241 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · Blair Holdings Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
$662.3MAssets
$501.6MLoans
$558.8MDeposits
$82.1MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 88% of banks under $1B in assets in the Omaha, NE-IA area (rank 3 of 24).
- Widest gap: net charge-offs / loans trails 83% of banks under $1B in assets in the Omaha, NE-IA area (rank 21 of 24).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.77%
Rank 6 of 24
Net Interest Margin
3.98%
Rank 6 of 24
Efficiency Ratio
49.25%
Rank 6 of 24
Equity / Assets
12.40%
Rank 5 of 24
Non-interest income vs. expense
Unfavorable gap of $11.6M · efficiency ratio beats 79% of banks under $1B in assets in the Omaha, NE-IA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.77% | 0.92% | 1.29% | 1.77% | Beats 75% | 6 / 24 | | |
| Return on Equity | 14.25% | 9.64% | 12.01% | 15.30% | Beats 71% | 7 / 24 | | |
| Net Interest Margin | 3.98% | 3.02% | 3.76% | 3.98% | Beats 75% | 6 / 24 | | |
| Efficiency Ratio | 49.25% | 49.60% | 59.31% | 66.55% | Beats 79% | 6 / 24 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.34% | 0.10% | 0.37% | 1.03% | Beats 58% | 11 / 24 | | |
| Net Charge-Offs / Loans | 0.08% | n/a | 0.00% | 0.03% | Beats 17% | 21 / 24 | | |
| Capital |
| Tier 1 Capital Ratio | 16.52% | 10.53% | 11.57% | 13.63% | Beats 88% | 3 / 24 | | |
| Total Risk-Based Capital Ratio | 17.65% | 11.15% | 12.06% | 13.90% | Beats 88% | 3 / 24 | | |
| Equity / Assets | 12.40% | 8.87% | 10.14% | 12.27% | Beats 79% | 5 / 24 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.76% | 75.32% | 83.30% | 93.06% | 63rd pctl | 9 / 24 | | |
| Loans / Assets | 75.74% | 65.68% | 71.67% | 75.94% | 67th pctl | 8 / 24 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |