Callaway Bank, The
Fulton, MO · Cert 12223 · Peer group: banks under $1B in assets operating in a single state (n=751-755) · Callaway Security Banks Inc.
State charter, Fed member · FED · 6 branches
Q2 2026
$511.5MAssets
$381.8MLoans
$429.6MDeposits
$50.0MEquity
Executive Summary
- Strongest standing: return on equity outperforms 78% of banks under $1B in assets operating in a single state (rank 167 of 755).
- Widest gap: total risk-based capital ratio trails 92% of banks under $1B in assets operating in a single state (rank 691 of 755).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.38%
Rank 217 of 755
Net Interest Margin
4.17%
Rank 192 of 755
Efficiency Ratio
60.95%
Rank 298 of 755
Equity / Assets
9.78%
Rank 473 of 755
Non-interest income vs. expense
Unfavorable gap of $11.8M · efficiency ratio beats 61% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.38% | 0.72% | 1.06% | 1.45% | Beats 71% | 217 / 755 | |
| Return on Equity | 14.14% | 6.66% | 10.44% | 13.61% | Beats 78% | 167 / 755 | |
| Net Interest Margin | 4.17% | 3.15% | 3.68% | 4.17% | Beats 75% | 192 / 755 | |
| Efficiency Ratio | 60.95% | 55.75% | 64.78% | 75.61% | Beats 61% | 298 / 755 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.78% | 0.09% | 0.42% | 1.05% | Beats 34% | 500 / 751 | |
| Net Charge-Offs / Loans | 0.04% | 0.00% | 0.01% | 0.05% | Beats 31% | 519 / 751 | |
| Capital |
| Tier 1 Capital Ratio | 10.12% | 11.56% | 13.81% | 17.74% | Beats 9% | 685 / 755 | |
| Total Risk-Based Capital Ratio | 10.12% | 11.72% | 14.46% | 18.53% | Beats 8% | 691 / 755 | |
| Equity / Assets | 9.78% | 8.93% | 10.56% | 13.13% | Beats 37% | 473 / 755 | |
| Liquidity & Funding |
| Loans / Deposits | 88.88% | 62.43% | 78.62% | 91.00% | 70th pctl | 225 / 755 | |
| Loans / Assets | 74.65% | 54.70% | 67.27% | 76.55% | 69th pctl | 233 / 755 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |