County Bank
Brunswick, MO · Cert 12220 · Peer group: banks under $1B in assets in MO (n=82-83) · Chariton County Bancshares Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
$133.7MAssets
$105.9MLoans
$120.6MDeposits
$11.3MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in MO (rank 10 of 82).
- Widest gap: equity / assets trails 83% of banks under $1B in assets in MO (rank 69 of 83).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.62%
Rank 26 of 83
Net Interest Margin
4.52%
Rank 14 of 83
Efficiency Ratio
58.45%
Rank 41 of 83
Equity / Assets
8.44%
Rank 69 of 83
Non-interest income vs. expense
Unfavorable gap of $3.2M · efficiency ratio beats 52% of banks under $1B in assets in MO | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.62% | 0.96% | 1.32% | 1.75% | Beats 69% | 26 / 83 | |
| Return on Equity | 19.21% | 9.66% | 12.96% | 15.76% | Beats 92% | 7 / 83 | |
| Net Interest Margin | 4.52% | 3.35% | 3.85% | 4.16% | Beats 83% | 14 / 83 | |
| Efficiency Ratio | 58.45% | 49.83% | 58.83% | 68.51% | Beats 52% | 41 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.08% | 0.51% | 1.01% | Beats 100% | 10 / 82 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.06% | Beats 72% | 24 / 82 | |
| Capital |
| Tier 1 Capital Ratio | 12.49% | 11.01% | 12.49% | 14.98% | Beats 49% | 42 / 83 | |
| Total Risk-Based Capital Ratio | 13.74% | 11.13% | 13.01% | 15.10% | Beats 57% | 36 / 83 | |
| Equity / Assets | 8.44% | 8.83% | 10.71% | 13.29% | Beats 17% | 69 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 87.79% | 69.28% | 83.22% | 91.21% | 66th pctl | 28 / 82 | |
| Loans / Assets | 79.23% | 59.34% | 71.15% | 78.36% | 78th pctl | 18 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |