Le Roy
Le Roy, NY · Charter 12170 · Peer group: credit unions under $1B in assets in NY (n=59)
NCUA · 1 branch
Q2 2026
$21.1MAssets
$6.0MLoans
$18.6MShares
$2.4MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 98% of credit unions under $1B in assets in NY (rank 1 of 59).
- Widest gap: equity / assets trails 66% of credit unions under $1B in assets in NY (rank 39 of 59).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.96%
Rank 3 of 59
Net Interest Margin
3.96%
Rank 20 of 59
Efficiency Ratio
58.81%
Rank 10 of 59
Equity / Assets
11.44%
Rank 39 of 59
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.96% | 0.28% | 1.01% | 1.42% | Beats 95% | 3 / 59 | | |
| Return on Equity | 17.17% | 2.31% | 7.92% | 10.52% | Beats 98% | 1 / 59 | | |
| Net Interest Margin | 3.96% | 3.24% | 3.66% | 4.04% | Beats 66% | 20 / 59 | | |
| Efficiency Ratio | 58.81% | 63.53% | 74.15% | 82.44% | Beats 85% | 10 / 59 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.36% | 0.32% | 0.68% | 1.20% | Beats 75% | 16 / 59 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.44% | 10.94% | 13.05% | 16.06% | Beats 34% | 39 / 59 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.44% | 10.94% | 13.05% | 16.06% | Beats 34% | 39 / 59 | | |
| Liquidity & Funding |
| Loans / Deposits | 32.42% | 40.49% | 57.59% | 78.86% | 19th pctl | 48 / 59 | | |
| Loans / Assets | 28.67% | 33.06% | 50.92% | 63.03% | 19th pctl | 48 / 59 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |