One Community
Parkersburg, WV · Charter 12143 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$100.9MAssets
$74.5MLoans
$89.3MShares
$11.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 86% of credit unions under $1B in assets (rank 232 of 1683).
- Widest gap: nonperforming loans / loans trails 71% of credit unions under $1B in assets (rank 1200 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.75%
Rank 832 of 1,683
Net Interest Margin
4.74%
Rank 232 of 1,683
Efficiency Ratio
76.33%
Rank 742 of 1,682
Equity / Assets
10.89%
Rank 1,176 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.75% | 0.35% | 0.74% | 1.18% | Beats 51% | 832 / 1,683 | | |
| Return on Equity | 6.86% | 2.67% | 5.89% | 8.74% | Beats 60% | 680 / 1,681 | | |
| Net Interest Margin | 4.74% | 3.31% | 3.82% | 4.32% | Beats 86% | 232 / 1,683 | | |
| Efficiency Ratio | 76.33% | 68.91% | 78.20% | 86.93% | Beats 56% | 742 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.15% | 0.26% | 0.65% | 1.29% | Beats 29% | 1,200 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.89% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,176 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.89% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,176 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 83.47% | 52.61% | 69.38% | 83.50% | 75th pctl | 423 / 1,683 | | |
| Loans / Assets | 73.85% | 44.71% | 59.18% | 70.72% | 81st pctl | 315 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |