Glendale, CA · Charter 1207
NCUA · 8 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.05% | -0.20% | 0.28% | 0.30% | 0.45% | 0.49% | 0.57% | 0.60% | +30 bps | |
| Return on Equity | -0.45% | -1.81% | 2.55% | 2.70% | 4.02% | 4.31% | 4.99% | 5.26% | +256 bps | |
| Net Interest Margin | 2.92% | 3.06% | 3.28% | 3.40% | 3.49% | 3.68% | 3.83% | 3.83% | +43 bps | |
| Efficiency Ratio | 84.97% | 83.57% | 81.58% | 80.36% | 78.02% | 77.01% | 72.47% | 73.69% | -667 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.84% | -2.45% | -2.89% | -2.29% | -3.24% | -1.80% | 0.11% | 1.36% | +365 bps | |
| Loan Growth (YoY) | -0.21% | -1.36% | -1.96% | -0.75% | -0.35% | 1.38% | 0.98% | 3.12% | +387 bps | |
| Share Growth (YoY) | -3.64% | -1.25% | 1.47% | 2.95% | 5.16% | 3.45% | 3.74% | 3.60% | +65 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.62% | 0.72% | 0.56% | 0.68% | 0.63% | 0.71% | 0.58% | 0.70% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.91% | 11.06% | 10.92% | 10.92% | 11.10% | 11.41% | 11.35% | 11.40% | +49 bps | |
| Net Worth / Assets | 10.91% | 11.06% | 10.92% | 10.92% | 11.10% | 11.41% | 11.35% | 11.40% | +49 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 82.39% | 82.09% | 78.97% | 79.86% | 78.07% | 80.45% | 76.87% | 79.49% | -37 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |