Mohave Community
Kingman, AZ · Charter 12000 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$61.4MAssets
$30.8MLoans
$53.9MShares
$7.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 84% of credit unions under $1B in assets (rank 271 of 1683).
- Widest gap: nonperforming loans / loans trails 84% of credit unions under $1B in assets (rank 1412 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.92%
Rank 659 of 1,683
Net Interest Margin
4.64%
Rank 271 of 1,683
Efficiency Ratio
64.61%
Rank 282 of 1,682
Equity / Assets
12.85%
Rank 852 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.92% | 0.35% | 0.74% | 1.18% | Beats 61% | 659 / 1,683 | | |
| Return on Equity | 7.15% | 2.67% | 5.89% | 8.74% | Beats 63% | 630 / 1,681 | | |
| Net Interest Margin | 4.64% | 3.31% | 3.82% | 4.32% | Beats 84% | 271 / 1,683 | | |
| Efficiency Ratio | 64.61% | 68.91% | 78.20% | 86.93% | Beats 83% | 282 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.81% | 0.26% | 0.65% | 1.29% | Beats 16% | 1,412 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.85% | 10.44% | 12.89% | 16.53% | Beats 49% | 852 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.85% | 10.44% | 12.89% | 16.53% | Beats 49% | 852 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 57.15% | 52.61% | 69.38% | 83.50% | 31st pctl | 1,165 / 1,683 | | |
| Loans / Assets | 50.13% | 44.71% | 59.18% | 70.72% | 34th pctl | 1,118 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |