High Street Baptist Church
Roanoke, VA · Charter 11986 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$2.5MAssets
$576KLoans
$2.2MShares
$373KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: net interest margin trails 91% of credit unions under $1B in assets (rank 1529 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.02%
Rank 576 of 1,683
Net Interest Margin
2.83%
Rank 1,529 of 1,683
Efficiency Ratio
63.89%
Rank 264 of 1,682
Equity / Assets
14.67%
Rank 584 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.02% | 0.35% | 0.74% | 1.18% | Beats 66% | 576 / 1,683 | | |
| Return on Equity | 6.97% | 2.67% | 5.89% | 8.74% | Beats 61% | 658 / 1,681 | | |
| Net Interest Margin | 2.83% | 3.31% | 3.82% | 4.32% | Beats 9% | 1,529 / 1,683 | | |
| Efficiency Ratio | 63.89% | 68.91% | 78.20% | 86.93% | Beats 84% | 264 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.67% | 10.44% | 12.89% | 16.53% | Beats 65% | 584 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.67% | 10.44% | 12.89% | 16.53% | Beats 65% | 584 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 26.57% | 52.61% | 69.38% | 83.50% | 4th pctl | 1,622 / 1,683 | | |
| Loans / Assets | 22.65% | 44.71% | 59.18% | 70.72% | 4th pctl | 1,617 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |