PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Key Bank of Washington

Tacoma, WA · Cert 11979

FDIC

Q1 1997

$8.1BAssets
$6.5BLoans
$6.0BDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.38%, up 35 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 108.30% of deposits as of Q1 1997.

Return on Assets (YTD, annualized)

1.38%+35 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1995Q3 1995Q4 1995Q1 1996Q2 1996Q3 1996Q4 1996Q1 1997YoY ΔTrend
Earnings
Return on Assets0.93%0.97%1.02%1.03%1.03%1.06%1.15%1.38%+35 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)4.50%3.57%1.54%-1.53%-0.47%0.97%4.49%6.50%+803 bps
Loan Growth (YoY)8.52%6.73%2.41%0.09%-0.22%2.34%6.38%8.48%+839 bps
Deposit Growth (YoY)5.57%6.57%10.85%3.94%-2.97%0.14%-0.17%0.41%-353 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits102.70%100.83%97.24%100.24%105.60%103.04%103.62%108.30%+806 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a