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Raymore, MO · Charter 11962 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 4 branches
Q2 2026
$153.6MAssets
$118.4MLoans
$128.1MShares
$14.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 68% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 10 of 28).
- Widest gap: return on assets trails 86% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 24 of 28).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.18%
Rank 24 of 28
Net Interest Margin
4.03%
Rank 17 of 28
Efficiency Ratio
88.54%
Rank 23 of 28
Equity / Assets
9.50%
Rank 20 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.18% | 0.31% | 0.62% | 1.15% | Beats 14% | 24 / 28 | |
| Return on Equity | 1.85% | 3.10% | 5.79% | 7.32% | Beats 19% | 22 / 27 | |
| Net Interest Margin | 4.03% | 3.95% | 4.17% | 4.96% | Beats 39% | 17 / 28 | |
| Efficiency Ratio | 88.54% | 71.31% | 75.97% | 85.82% | Beats 21% | 23 / 28 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.58% | 0.40% | 0.84% | 1.90% | Beats 68% | 10 / 28 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.50% | 9.27% | 11.97% | 17.47% | Beats 29% | 20 / 28 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.50% | 9.27% | 11.97% | 17.47% | Beats 29% | 20 / 28 | |
| Liquidity & Funding |
| Loans / Deposits | 92.47% | 47.88% | 66.90% | 83.14% | 86th pctl | 4 / 28 | |
| Loans / Assets | 77.10% | 42.23% | 58.20% | 69.16% | 93rd pctl | 2 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |