Flushing, NY · Charter 119
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.72% | -1.43% | -0.43% | -0.84% | -1.02% | -0.77% | -0.57% | -0.57% | +27 bps | |
| Return on Equity | -3.08% | -7.53% | -2.30% | -4.48% | -5.43% | -4.05% | -3.02% | -2.81% | +166 bps | |
| Net Interest Margin | 0.32% | 0.33% | 0.27% | 0.36% | 0.48% | 0.76% | 0.91% | 0.93% | +56 bps | |
| Efficiency Ratio | 284% | n/a | 120.91% | 162.91% | 200% | 162.05% | 178.26% | 159.23% | -367 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.33% | -4.55% | -2.30% | -2.41% | -6.16% | -5.37% | -5.04% | -9.99% | -758 bps | |
| Loan Growth (YoY) | -4.18% | -5.41% | -12.36% | -14.78% | -16.90% | -17.67% | -12.46% | -12.00% | +278 bps | |
| Share Growth (YoY) | -6.92% | -5.63% | -4.09% | -1.22% | -2.74% | -4.75% | -8.13% | -12.69% | -1,147 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.94% | 5.55% | 0.69% | 0.94% | 1.20% | 6.64% | 0.95% | 6.65% | +571 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 23.48% | 18.99% | 18.84% | 18.80% | 18.79% | 18.98% | 19.04% | 20.24% | +144 bps | |
| Net Worth / Assets | 23.48% | 18.99% | 18.84% | 18.80% | 18.79% | 18.98% | 19.04% | 20.24% | +144 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 15.92% | 15.86% | 14.06% | 13.95% | 13.60% | 13.71% | 13.40% | 14.06% | +11 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |