Churchill County
Fallon, NV · Charter 11824 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$76.7MAssets
$26.8MLoans
$60.7MShares
$15.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 99% of credit unions under $1B in assets (rank 10 of 1682).
- Widest gap: net interest margin trails 94% of credit unions under $1B in assets (rank 1575 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.76%
Rank 142 of 1,683
Net Interest Margin
2.69%
Rank 1,575 of 1,683
Efficiency Ratio
33.96%
Rank 10 of 1,682
Equity / Assets
20.79%
Rank 196 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.76% | 0.35% | 0.74% | 1.18% | Beats 92% | 142 / 1,683 | |
| Return on Equity | 8.46% | 2.67% | 5.89% | 8.74% | Beats 73% | 456 / 1,681 | |
| Net Interest Margin | 2.69% | 3.31% | 3.82% | 4.32% | Beats 6% | 1,575 / 1,683 | |
| Efficiency Ratio | 33.96% | 68.91% | 78.20% | 86.93% | Beats 99% | 10 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.93% | 0.26% | 0.65% | 1.29% | Beats 36% | 1,072 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.79% | 10.44% | 12.89% | 16.53% | Beats 88% | 196 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.79% | 10.44% | 12.89% | 16.53% | Beats 88% | 196 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 44.15% | 52.61% | 69.38% | 83.50% | 16th pctl | 1,422 / 1,683 | |
| Loans / Assets | 34.98% | 44.71% | 59.18% | 70.72% | 13th pctl | 1,469 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |