Bank of Kampsville
Kampsville, IL · Cert 11750 · Peer group: banks under $1B in assets in the St. Louis, MO-IL area (n=38-40) · Kampsville Bancshares Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
$134.1MAssets
$47.2MLoans
$110.7MDeposits
$22.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 92% of banks under $1B in assets in the St. Louis, MO-IL area (rank 4 of 38).
- Widest gap: net interest margin trails 92% of banks under $1B in assets in the St. Louis, MO-IL area (rank 37 of 40).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.92%
Rank 24 of 40
Net Interest Margin
2.76%
Rank 37 of 40
Efficiency Ratio
63.84%
Rank 20 of 40
Equity / Assets
17.09%
Rank 4 of 40
Non-interest income vs. expense
Unfavorable gap of $2.2M · efficiency ratio beats 52% of banks under $1B in assets in the St. Louis, MO-IL area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.92% | 0.64% | 1.04% | 1.26% | Beats 40% | 24 / 40 | | |
| Return on Equity | 5.36% | 6.25% | 9.97% | 13.41% | Beats 20% | 32 / 40 | | |
| Net Interest Margin | 2.76% | 3.09% | 3.22% | 3.62% | Beats 8% | 37 / 40 | | |
| Efficiency Ratio | 63.84% | 57.08% | 64.37% | 75.86% | Beats 52% | 20 / 40 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.01% | 0.14% | 0.62% | 1.92% | Beats 92% | 4 / 38 | | |
| Net Charge-Offs / Loans | 0.02% | 0.00% | 0.01% | 0.09% | Beats 47% | 22 / 38 | | |
| Capital |
| Tier 1 Capital Ratio | 17.41% | 10.29% | 12.88% | 15.77% | Beats 78% | 9 / 40 | | |
| Total Risk-Based Capital Ratio | 17.41% | 10.64% | 13.30% | 17.01% | Beats 78% | 9 / 40 | | |
| Equity / Assets | 17.09% | 8.59% | 9.46% | 12.46% | Beats 90% | 4 / 40 | | |
| Liquidity & Funding |
| Loans / Deposits | 42.64% | 66.12% | 79.48% | 94.60% | 8th pctl | 37 / 40 | | |
| Loans / Assets | 35.22% | 54.69% | 68.52% | 77.46% | 8th pctl | 37 / 40 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |