Bankorion
Orion, IL · Cert 11739 · Peer group: banks under $1B in assets (n=581-629) · Orion Bcorp Inc.
State charter, non-member · FDIC · 1 affiliate bank · 8 branches (11 in holding)
Q2 2026
$688.1MAssets
$447.4MLoans
$582.9MDeposits
$57.7MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: total risk-based capital ratio trails 92% of banks under $1B in assets (rank 578 of 629).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.90%
Rank 370 of 629
Net Interest Margin
3.14%
Rank 439 of 629
Efficiency Ratio
64.10%
Rank 245 of 629
Equity / Assets
8.39%
Rank 533 of 629
Non-interest income vs. expense
Unfavorable gap of $12.9M · efficiency ratio beats 61% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.90% | 0.60% | 1.01% | 1.45% | Beats 41% | 370 / 629 | |
| Return on Equity | 10.71% | 5.38% | 9.30% | 13.28% | Beats 58% | 262 / 629 | |
| Net Interest Margin | 3.14% | 3.03% | 3.54% | 4.05% | Beats 30% | 439 / 629 | |
| Efficiency Ratio | 64.10% | 58.35% | 67.79% | 79.08% | Beats 61% | 245 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.18% | 0.09% | 0.46% | 1.20% | Beats 26% | 433 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 9.73% | 11.24% | 13.84% | 18.77% | Beats 8% | 576 / 629 | |
| Total Risk-Based Capital Ratio | 9.73% | 11.58% | 14.43% | 19.66% | Beats 8% | 578 / 629 | |
| Equity / Assets | 8.39% | 9.09% | 10.65% | 13.80% | Beats 15% | 533 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 76.75% | 67.24% | 80.90% | 93.48% | 43rd pctl | 336 / 594 | |
| Loans / Assets | 65.02% | 53.31% | 67.71% | 78.15% | 44th pctl | 352 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |