Sundance, WY · Cert 1169 · Sundance Bankshares Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets operating regionally (n=94). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
70
Asset Quality
35
Profitability
81
Liquidity
57
Efficiency
95
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Sundance, WY · Cert 1169 · Sundance Bankshares Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.28% | 1.21% | 1.46% | 1.54% | 1.53% | 1.17% | 1.68% | 1.68% | +15 bps | |
| Return on Equity | 13.24% | 12.82% | 15.69% | 16.19% | 15.51% | 11.91% | 16.57% | 16.37% | +18 bps | |
| Net Interest Margin | 3.34% | 3.14% | 3.36% | 3.55% | 3.60% | 3.40% | 3.82% | 4.02% | +47 bps | |
| Efficiency Ratio | 53.94% | 56.22% | 47.36% | 46.52% | 48.15% | 60.61% | 47.19% | 46.71% | +20 bps | |
| Non-Interest Burden | 1.68% | 1.66% | 1.47% | 1.52% | 1.60% | 1.96% | 1.66% | 1.73% | +21 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.08% | 9.70% | 5.44% | 16.73% | 8.67% | 1.74% | 6.08% | -0.27% | -1,699 bps | |
| Loan Growth (YoY) | 1.21% | 2.32% | 8.50% | 5.76% | 5.92% | 8.79% | 10.72% | 13.46% | +770 bps | |
| Deposit Growth (YoY) | 2.88% | 10.13% | 6.55% | 19.85% | 10.75% | 2.09% | 7.40% | 0.33% | -1,952 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.87% | 0.94% | 1.20% | 0.95% | 0.99% | 0.99% | 0.75% | 0.56% | -39 bps | |
| Net Charge-Offs / Loans | -0.08% | -0.01% | -0.17% | -0.08% | -0.07% | 0.00% | -0.02% | 0.10% | +18 bps | |
| Allowance / Loans | 1.93% | 1.95% | 1.80% | 1.69% | 1.75% | 1.73% | 1.59% | 1.50% | -19 bps | |
| Allowance Coverage of NPLs | 2.2x | 2.1x | 1.5x | 1.8x | 1.8x | 1.7x | 2.1x | 2.7x | +0.9x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 12.38% | 11.13% | 11.42% | 11.96% | 12.29% | 10.63% | 11.24% | 11.90% | -6 bps | |
| Total Risk-Based Capital | 17.71% | 17.05% | 17.28% | 16.96% | 17.84% | 16.81% | 16.64% | 16.32% | -63 bps | |
| Equity / Assets | 10.89% | 8.64% | 10.10% | 9.76% | 11.13% | 9.68% | 10.57% | 10.60% | +84 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 74.13% | 58.48% | 69.30% | 66.01% | 70.89% | 62.32% | 71.44% | 74.65% | +864 bps | |
| Liquid Assets / Assets | 6.94% | 23.56% | 11.50% | 16.03% | 8.69% | 14.16% | 4.47% | 4.17% | -1,186 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 145.65% | 159.65% | 161.16% | n/a | n/a | |
Sundance, WY · Cert 1169 · Peer group: banks under $1B in assets operating regionally (n=94) · Sundance Bankshares Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
Return on Assets
1.68%
Rank 8 of 94
Net Interest Margin
4.02%
Rank 31 of 94
Efficiency Ratio
46.71%
Rank 6 of 94
Equity / Assets
10.60%
Rank 39 of 94
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.68% | 0.82% | 1.19% | 1.46% | Beats 91% | 8 / 94 | ||
| Return on Equity | 15.86% | 7.85% | 11.84% | 14.03% | Beats 86% | 13 / 94 | ||
| Net Interest Margin | 4.02% | 3.42% | 3.81% | 4.18% | Beats 67% | 31 / 94 | ||
| Efficiency Ratio | 46.71% | 55.99% | 62.41% | 73.02% | Beats 95% | 6 / 94 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.56% | 0.19% | 0.47% | 1.14% | Beats 46% | 52 / 94 | ||
| Net Charge-Offs / Loans | 0.06% | 0.00% | 0.02% | 0.05% | Beats 23% | 73 / 94 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 15.07% | 10.28% | 11.95% | 15.07% | Beats 74% | 24 / 94 | ||
| Total Risk-Based Capital Ratio | 16.32% | 10.31% | 12.59% | 15.88% | Beats 76% | 23 / 94 | ||
| Equity / Assets | 10.60% | 8.98% | 10.21% | 11.41% | Beats 59% | 39 / 94 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 74.65% | 72.62% | 84.44% | 94.55% | 28th pctl | 68 / 94 | ||
| Loans / Assets | 65.47% | 62.50% | 72.84% | 78.99% | 32nd pctl | 64 / 94 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||