Timberline
Crossett, AR · Charter 11678 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$80.4MAssets
$45.8MLoans
$67.3MShares
$15.8MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 86% of credit unions under $1B in assets (rank 243 of 1683).
- Widest gap: return on assets trails 94% of credit unions under $1B in assets (rank 1582 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.61%
Rank 1,582 of 1,683
Net Interest Margin
4.26%
Rank 459 of 1,683
Efficiency Ratio
97.48%
Rank 1,536 of 1,682
Equity / Assets
19.61%
Rank 243 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.61% | 0.35% | 0.74% | 1.18% | Beats 6% | 1,582 / 1,683 | |
| Return on Equity | -3.10% | 2.67% | 5.89% | 8.74% | Beats 7% | 1,570 / 1,681 | |
| Net Interest Margin | 4.26% | 3.31% | 3.82% | 4.32% | Beats 73% | 459 / 1,683 | |
| Efficiency Ratio | 97.48% | 68.91% | 78.20% | 86.93% | Beats 9% | 1,536 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.23% | 0.26% | 0.65% | 1.29% | Beats 12% | 1,480 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.61% | 10.44% | 12.89% | 16.53% | Beats 86% | 243 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.61% | 10.44% | 12.89% | 16.53% | Beats 86% | 243 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 68.06% | 52.61% | 69.38% | 83.50% | 48th pctl | 876 / 1,683 | |
| Loans / Assets | 56.97% | 44.71% | 59.18% | 70.72% | 45th pctl | 918 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |