Burley, ID · Cert 11666 · D L Evans Bcorp
State charter, non-member · FDIC · 39 branches
Q2 2026
Market Position · Boise City, ID · 2026 SOD (annual) · 5.0% share · #8 of 24 inst. · $1.0B of $19.4B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.01% | 1.00% | 0.99% | 1.08% | 1.13% | 1.28% | 1.42% | 1.27% | +19 bps | |
| Return on Equity | 11.90% | 11.96% | 11.96% | 12.66% | 12.83% | 14.21% | 15.79% | 13.86% | +119 bps | |
| Net Interest Margin | 2.91% | 2.89% | 2.87% | 2.98% | 3.09% | 3.22% | 3.11% | 3.24% | +26 bps | |
| Efficiency Ratio | 62.44% | 62.46% | 60.75% | 58.15% | 57.47% | 54.19% | 50.75% | 52.29% | -587 bps | |
| Non-Interest Burden | 1.62% | 1.63% | 1.57% | 1.54% | 1.59% | 1.44% | 1.10% | 1.48% | -6 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.66% | 7.86% | 7.28% | 12.48% | 6.89% | 7.07% | 8.27% | 4.21% | -827 bps | |
| Loan Growth (YoY) | 8.04% | 6.85% | 8.48% | 8.81% | 8.80% | 9.81% | 9.71% | 6.98% | -183 bps | |
| Deposit Growth (YoY) | 6.75% | 10.51% | 9.05% | 11.34% | 8.21% | 8.64% | 9.77% | 7.14% | -420 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.26% | 0.21% | 0.26% | 0.23% | 0.21% | 0.23% | 0.25% | 0.26% | +4 bps | |
| Net Charge-Offs / Loans | 0.01% | -0.01% | 0.00% | 0.03% | 0.03% | 0.00% | 0.00% | 0.01% | -2 bps | |
| Allowance / Loans | 1.37% | 1.37% | 1.35% | 1.32% | 1.31% | 1.36% | 1.41% | 1.41% | +9 bps | |
| Allowance Coverage of NPLs | 5.3x | 6.6x | 5.2x | 5.9x | 6.1x | 5.9x | 5.7x | 5.3x | -0.5x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.02% | 9.96% | 10.08% | 9.97% | 9.93% | 10.00% | 10.15% | 10.38% | +41 bps | |
| Total Risk-Based Capital | 10.02% | 9.96% | 10.08% | 9.97% | 9.93% | 10.00% | 10.15% | 10.38% | +41 bps | |
| Equity / Assets | 8.73% | 7.97% | 8.54% | 8.51% | 9.07% | 8.90% | 9.08% | 9.27% | +76 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 57.93% | 55.20% | 56.66% | 57.28% | 58.25% | 55.80% | 56.63% | 57.19% | -9 bps | |
| Liquid Assets / Assets | 19.26% | 22.88% | 20.93% | 22.61% | 20.24% | 23.25% | 22.24% | 21.56% | -106 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 247% | 250% | 251% | n/a | n/a | |