Good Neighbors
Depew, NY · Charter 11663 · Peer group: credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (n=60)
NCUA · 3 branches
Q2 2026
$91.7MAssets
$61.3MLoans
$84.6MShares
$7.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 97% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 2 of 60).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 60 of 60).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.15%
Rank 52 of 60
Net Interest Margin
4.96%
Rank 2 of 60
Efficiency Ratio
101.57%
Rank 54 of 60
Equity / Assets
7.61%
Rank 60 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.15% | 0.35% | 0.84% | 1.37% | Beats 13% | 52 / 60 | |
| Return on Equity | -1.92% | 2.76% | 6.36% | 10.04% | Beats 12% | 53 / 60 | |
| Net Interest Margin | 4.96% | 3.02% | 3.63% | 4.05% | Beats 97% | 2 / 60 | |
| Efficiency Ratio | 101.57% | 67.68% | 77.48% | 89.33% | Beats 12% | 54 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.85% | 0.32% | 0.64% | 1.44% | Beats 10% | 55 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.61% | 10.72% | 13.16% | 17.68% | Beats 0% | 60 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.61% | 10.72% | 13.16% | 17.68% | Beats 0% | 60 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 72.55% | 43.79% | 55.03% | 72.55% | 75th pctl | 15 / 60 | |
| Loans / Assets | 66.88% | 36.50% | 47.22% | 58.67% | 87th pctl | 8 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |