Wahoo, NE · Cert 1163 · Hohl Financial Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the Omaha, NE-IA area (n=24). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
4
Asset Quality
100
Profitability
17
Liquidity
51
Efficiency
12
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Wahoo, NE · Cert 1163 · Hohl Financial Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 0.2% share · #48 of 77 inst. · $0.1B of $42.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.49% | 0.49% | 0.53% | 0.54% | 0.55% | 0.57% | 0.63% | 0.64% | +10 bps | |
| Return on Equity | 7.61% | 7.54% | 7.55% | 7.53% | 7.56% | 7.70% | 7.71% | 7.82% | +28 bps | |
| Net Interest Margin | 2.66% | 2.72% | 2.88% | 2.96% | 3.00% | 3.09% | 3.22% | 3.22% | +26 bps | |
| Efficiency Ratio | 79.95% | 80.29% | 79.31% | 79.31% | 79.23% | 78.80% | 77.52% | 77.40% | -191 bps | |
| Non-Interest Burden | 2.03% | 2.09% | 2.20% | 2.27% | 2.30% | 2.35% | 2.41% | 2.40% | +13 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.80% | -3.61% | -4.10% | -4.47% | -4.71% | -2.22% | -2.64% | -0.59% | +388 bps | |
| Loan Growth (YoY) | -3.03% | -3.36% | -4.69% | -1.70% | 0.09% | 0.82% | -0.80% | -4.20% | -250 bps | |
| Deposit Growth (YoY) | -7.04% | -5.99% | -6.31% | -5.67% | -5.85% | -2.80% | -1.12% | -0.41% | +525 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 0.93% | 0.95% | 0.96% | 0.95% | 0.94% | 0.95% | 0.99% | 1.01% | +7 bps | |
| Allowance Coverage of NPLs | 821.0x | 822.0x | 823.0x | n/a | n/a | n/a | n/a | n/a | n/a | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 7.82% | 7.97% | 8.31% | 8.47% | 8.53% | 8.79% | 9.01% | 9.03% | +56 bps | |
| Total Risk-Based Capital | 12.84% | 13.28% | 13.33% | 13.31% | 13.33% | 13.78% | 14.12% | 9.03% | -428 bps | |
| Equity / Assets | 6.81% | 6.96% | 7.19% | 7.33% | 7.74% | 8.06% | 8.19% | 8.17% | +84 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 92.04% | 95.83% | 93.83% | 94.34% | 97.84% | 99.41% | 94.14% | 90.75% | -359 bps | |
| Liquid Assets / Assets | 9.34% | 6.78% | 9.62% | 7.88% | 6.33% | 6.15% | 9.13% | 12.79% | +490 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 121.66% | 117.16% | 111.19% | n/a | n/a | |
Wahoo, NE · Cert 1163 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · Hohl Financial Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
Return on Assets
0.63%
Rank 22 of 24
Net Interest Margin
3.22%
Rank 17 of 24
Efficiency Ratio
77.40%
Rank 22 of 24
Equity / Assets
8.17%
Rank 21 of 24
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.63% | 0.92% | 1.29% | 1.77% | Beats 8% | 22 / 24 | ||
| Return on Equity | 7.67% | 9.64% | 12.01% | 15.30% | Beats 13% | 21 / 24 | ||
| Net Interest Margin | 3.22% | 3.02% | 3.76% | 3.98% | Beats 29% | 17 / 24 | ||
| Efficiency Ratio | 77.40% | 49.60% | 59.31% | 66.55% | Beats 12% | 22 / 24 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.00% | 0.10% | 0.37% | 1.03% | Beats 100% | 4 / 24 | ||
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.03% | Beats 100% | 12 / 24 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 9.03% | 10.53% | 11.57% | 13.63% | Beats 0% | 24 / 24 | ||
| Total Risk-Based Capital Ratio | 9.03% | 11.15% | 12.06% | 13.90% | Beats 0% | 24 / 24 | ||
| Equity / Assets | 8.17% | 8.87% | 10.14% | 12.27% | Beats 13% | 21 / 24 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 90.75% | 75.32% | 83.30% | 93.06% | 71st pctl | 7 / 24 | ||
| Loans / Assets | 71.43% | 65.68% | 71.67% | 75.94% | 46th pctl | 13 / 24 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||