BLC Community Bank
Little Chute, WI · Cert 11608 · Peer group: banks under $1B in assets in WI (n=110-113) · Independent Bcorp Ltd.
State charter, non-member · FDIC · 1 branch
Q2 2026
$475.5MAssets
$390.0MLoans
$378.4MDeposits
$44.1MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in WI (rank 37 of 110).
- Widest gap: net interest margin trails 80% of banks under $1B in assets in WI (rank 90 of 113).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.33%
Rank 42 of 113
Net Interest Margin
3.14%
Rank 90 of 113
Efficiency Ratio
46.69%
Rank 16 of 113
Equity / Assets
9.28%
Rank 82 of 113
Non-interest income vs. expense
Unfavorable gap of $6.5M · efficiency ratio beats 87% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.33% | 0.85% | 1.17% | 1.51% | Beats 63% | 42 / 113 | | |
| Return on Equity | 14.35% | 7.70% | 10.77% | 13.67% | Beats 81% | 21 / 113 | | |
| Net Interest Margin | 3.14% | 3.19% | 3.59% | 3.89% | Beats 20% | 90 / 113 | | |
| Efficiency Ratio | 46.69% | 54.61% | 62.43% | 71.88% | Beats 87% | 16 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.03% | 0.24% | 0.91% | Beats 76% | 27 / 110 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 100% | 37 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 12.28% | 11.22% | 12.95% | 15.76% | Beats 38% | 70 / 113 | | |
| Total Risk-Based Capital Ratio | 13.35% | 11.57% | 13.59% | 16.73% | Beats 45% | 62 / 113 | | |
| Equity / Assets | 9.28% | 9.17% | 10.74% | 13.13% | Beats 27% | 82 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 103.05% | 76.54% | 86.37% | 98.93% | 83rd pctl | 19 / 112 | | |
| Loans / Assets | 82.02% | 63.07% | 71.33% | 78.84% | 80th pctl | 23 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |