Centennial, CO · Charter 11548
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.62% | 0.59% | 0.47% | -0.04% | -0.09% | -0.02% | -0.16% | -0.29% | -25 bps | |
| Return on Equity | 4.95% | 4.74% | 3.83% | -0.33% | -0.70% | -0.20% | -1.37% | -2.47% | -214 bps | |
| Net Interest Margin | 4.39% | 4.33% | 3.90% | 3.87% | 3.75% | 3.69% | 3.46% | 3.52% | -35 bps | |
| Efficiency Ratio | 81.25% | 81.23% | 86.77% | 95.41% | 96.09% | 95.36% | 96.47% | 95.94% | +53 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 20.07% | -4.90% | -3.18% | -3.56% | 2.22% | 2.44% | 1.41% | 1.51% | +507 bps | |
| Loan Growth (YoY) | -9.64% | -13.37% | -12.69% | -11.69% | -8.60% | -8.71% | -4.16% | 4.03% | +1,572 bps | |
| Share Growth (YoY) | 16.37% | -6.49% | -3.92% | -4.23% | 2.17% | 2.42% | 1.41% | 1.89% | +612 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.50% | 1.75% | 0.92% | 1.63% | 1.27% | 1.24% | 1.12% | 1.85% | +22 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.47% | 12.42% | 12.27% | 12.37% | 12.15% | 11.99% | 11.93% | 11.92% | -45 bps | |
| Net Worth / Assets | 12.47% | 12.42% | 12.27% | 12.37% | 12.15% | 11.99% | 11.93% | 11.92% | -45 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 73.63% | 70.94% | 66.64% | 66.77% | 65.87% | 63.23% | 62.98% | 68.17% | +140 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |