Chickasaw Community Bank
Oklahoma City, OK · Cert 11521 · Peer group: banks under $1B in assets in the Oklahoma City, OK area (n=25) · Chickasaw Banc Holding Co.
State charter, Fed member · FED · 5 branches
Q2 2026
$557.1MAssets
$325.1MLoans
$490.0MDeposits
$61.8MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Oklahoma City, OK area (rank 8 of 25).
- Widest gap: efficiency ratio trails 92% of banks under $1B in assets in the Oklahoma City, OK area (rank 24 of 25).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.64%
Rank 18 of 25
Net Interest Margin
3.26%
Rank 23 of 25
Efficiency Ratio
85.43%
Rank 24 of 25
Equity / Assets
11.10%
Rank 5 of 25
Non-interest income vs. expense
Unfavorable gap of $14.9M · efficiency ratio beats 8% of banks under $1B in assets in the Oklahoma City, OK area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.64% | 0.60% | 0.90% | 1.27% | Beats 28% | 18 / 25 | |
| Return on Equity | 5.80% | 6.92% | 9.16% | 13.29% | Beats 16% | 21 / 25 | |
| Net Interest Margin | 3.26% | 3.56% | 3.82% | 4.10% | Beats 8% | 23 / 25 | |
| Efficiency Ratio | 85.43% | 56.35% | 63.12% | 79.22% | Beats 8% | 24 / 25 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.78% | 0.33% | 0.76% | 2.35% | Beats 24% | 20 / 25 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.05% | Beats 100% | 8 / 25 | |
| Capital |
| Tier 1 Capital Ratio | 19.98% | 10.27% | 12.02% | 13.99% | Beats 96% | 1 / 25 | |
| Total Risk-Based Capital Ratio | 21.24% | 10.27% | 12.44% | 15.25% | Beats 96% | 1 / 25 | |
| Equity / Assets | 11.10% | 8.64% | 10.07% | 11.05% | Beats 80% | 5 / 25 | |
| Liquidity & Funding |
| Loans / Deposits | 66.36% | 70.71% | 82.03% | 97.03% | 16th pctl | 21 / 25 | |
| Loans / Assets | 58.37% | 62.67% | 74.54% | 84.24% | 16th pctl | 21 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |