PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Boatmens Bank of Marshall

Marshall, MO · Cert 11467

FDIC

Q1 1997

$80.3MAssets
$50.4MLoans
$63.4MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.57%, down 45 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 79.50% of deposits as of Q1 1997.

Return on Assets (YTD, annualized)

1.57%-45 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1995Q3 1995Q4 1995Q1 1996Q2 1996Q3 1996Q4 1996Q1 1997YoY ΔTrend
Earnings
Return on Assets1.63%1.72%1.76%2.02%2.07%2.10%2.10%1.57%-45 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)4.21%-2.51%4.98%1.87%-2.27%6.15%5.70%15.39%+1,351 bps
Loan Growth (YoY)6.42%4.17%5.58%3.48%4.74%3.99%5.00%-1.09%-457 bps
Deposit Growth (YoY)6.23%3.13%6.34%4.16%-2.56%4.45%5.95%-0.41%-456 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits78.04%85.04%78.69%80.05%83.88%84.67%77.98%79.50%-55 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a