Mansfield, MO · Cert 11466 · Banc 60 Inc.
State charter, non-member · FDIC · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in MO (n=82 to 83). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
22
Asset Quality
51
Profitability
30
Liquidity
89
Efficiency
6
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Mansfield, MO · Cert 11466 · Banc 60 Inc.
State charter, non-member · FDIC · 5 branches
Q2 2026
Market Position · Springfield, MO · 2026 SOD (annual) · 0.2% share · #39 of 41 inst. · $0.0B of $17.8B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.60% | 0.57% | 0.62% | 0.76% | 0.65% | 0.69% | 0.49% | 0.61% | -15 bps | |
| Return on Equity | 6.39% | 6.05% | 6.42% | 7.86% | 6.68% | 7.02% | 4.92% | 6.09% | -177 bps | |
| Net Interest Margin | 3.62% | 3.77% | 3.77% | 3.93% | 3.95% | 4.04% | 4.02% | 4.14% | +21 bps | |
| Efficiency Ratio | 79.41% | 81.06% | 81.31% | 78.23% | 80.04% | 79.91% | 83.99% | 82.18% | +395 bps | |
| Non-Interest Burden | 2.80% | 2.98% | 2.99% | 2.97% | 3.07% | 3.12% | 3.31% | 3.33% | +36 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.38% | -0.77% | 1.11% | -0.05% | 2.14% | 4.59% | 0.36% | 1.13% | +118 bps | |
| Loan Growth (YoY) | -1.69% | -0.24% | 1.34% | -0.78% | -0.37% | -2.77% | -2.27% | -3.20% | -242 bps | |
| Deposit Growth (YoY) | 5.73% | 4.67% | 6.01% | 4.40% | 5.39% | 9.04% | 3.53% | 3.57% | -82 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.90% | 0.61% | 0.34% | 0.34% | 0.34% | 0.40% | 0.38% | 0.50% | +16 bps | |
| Net Charge-Offs / Loans | 0.11% | 0.07% | 0.03% | 0.01% | 0.10% | 0.08% | 0.02% | 0.01% | 0 bps | |
| Allowance / Loans | 1.26% | 1.24% | 1.24% | 1.24% | 1.23% | 1.26% | 1.27% | 1.27% | +3 bps | |
| Allowance Coverage of NPLs | 1.4x | 2.0x | 3.7x | 3.7x | 3.6x | 3.1x | 3.3x | 2.5x | -1.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 9.71% | 9.97% | 9.91% | 9.97% | 9.99% | 10.26% | 10.24% | 10.31% | +34 bps | |
| Total Risk-Based Capital | 9.71% | 9.97% | 9.91% | 9.97% | 9.99% | 10.26% | 10.24% | 10.31% | +34 bps | |
| Equity / Assets | 9.75% | 9.74% | 9.48% | 9.80% | 10.04% | 10.04% | 10.01% | 10.15% | +34 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 95.08% | 97.23% | 89.95% | 90.73% | 89.88% | 86.70% | 84.91% | 84.80% | -593 bps | |
| Liquid Assets / Assets | 6.08% | 5.44% | 11.16% | 9.40% | 9.24% | 12.03% | 11.53% | 12.07% | +267 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 107.78% | 109.58% | 119.85% | n/a | n/a | |
Mansfield, MO · Cert 11466 · Peer group: banks under $1B in assets in MO (n=82-83) · Banc 60 Inc.
State charter, non-member · FDIC · 5 branches
Q2 2026
Return on Assets
0.61%
Rank 75 of 83
Net Interest Margin
4.14%
Rank 25 of 83
Efficiency Ratio
82.18%
Rank 79 of 83
Equity / Assets
10.15%
Rank 48 of 83
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.61% | 0.96% | 1.32% | 1.75% | Beats 10% | 75 / 83 | ||
| Return on Equity | 6.03% | 9.66% | 12.96% | 15.76% | Beats 11% | 74 / 83 | ||
| Net Interest Margin | 4.14% | 3.35% | 3.85% | 4.16% | Beats 70% | 25 / 83 | ||
| Efficiency Ratio | 82.18% | 49.83% | 58.83% | 68.51% | Beats 6% | 79 / 83 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.50% | 0.08% | 0.51% | 1.01% | Beats 51% | 41 / 82 | ||
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.06% | Beats 51% | 41 / 82 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.31% | 11.01% | 12.49% | 14.98% | Beats 13% | 72 / 83 | ||
| Total Risk-Based Capital Ratio | 10.31% | 11.13% | 13.01% | 15.10% | Beats 11% | 74 / 83 | ||
| Equity / Assets | 10.15% | 8.83% | 10.71% | 13.29% | Beats 42% | 48 / 83 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 84.80% | 69.28% | 83.22% | 91.21% | 52nd pctl | 39 / 82 | ||
| Loans / Assets | 75.78% | 59.34% | 71.15% | 78.36% | 63rd pctl | 31 / 83 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||