Moore County Schools
Dumas, TX · Charter 11458 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$5.1MAssets
$3.3MLoans
$4.4MShares
$632KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 69% of credit unions under $1B in assets in TX (rank 74 of 235).
- Widest gap: nonperforming loans / loans trails 85% of credit unions under $1B in assets in TX (rank 201 of 235).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.71%
Rank 104 of 235
Net Interest Margin
4.14%
Rank 74 of 235
Efficiency Ratio
83.02%
Rank 127 of 235
Equity / Assets
12.45%
Rank 152 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.17% | 0.57% | 1.10% | Beats 56% | 104 / 235 | | |
| Return on Equity | 5.70% | 1.03% | 4.30% | 7.58% | Beats 61% | 91 / 235 | | |
| Net Interest Margin | 4.14% | 3.32% | 3.89% | 4.35% | Beats 69% | 74 / 235 | | |
| Efficiency Ratio | 83.02% | 70.60% | 82.00% | 91.57% | Beats 46% | 127 / 235 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.91% | 0.20% | 0.59% | 1.14% | Beats 15% | 201 / 235 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.45% | 11.30% | 14.41% | 19.49% | Beats 35% | 152 / 235 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.45% | 11.30% | 14.41% | 19.49% | Beats 35% | 152 / 235 | | |
| Liquidity & Funding |
| Loans / Deposits | 74.89% | 54.18% | 67.38% | 81.66% | 65th pctl | 83 / 235 | | |
| Loans / Assets | 64.91% | 43.80% | 56.63% | 68.64% | 70th pctl | 70 / 235 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |