Great Meadow
Hudson Falls, NY · Charter 11402 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$84.1MAssets
$53.3MLoans
$74.9MShares
$8.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 71% of credit unions under $1B in assets (rank 488 of 1681).
- Widest gap: equity / assets trails 76% of credit unions under $1B in assets (rank 1271 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.85%
Rank 731 of 1,683
Net Interest Margin
3.82%
Rank 844 of 1,683
Efficiency Ratio
81.19%
Rank 992 of 1,682
Equity / Assets
10.38%
Rank 1,271 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.85% | 0.35% | 0.74% | 1.18% | Beats 57% | 731 / 1,683 | | |
| Return on Equity | 8.20% | 2.67% | 5.89% | 8.74% | Beats 71% | 488 / 1,681 | | |
| Net Interest Margin | 3.82% | 3.31% | 3.82% | 4.32% | Beats 50% | 844 / 1,683 | | |
| Efficiency Ratio | 81.19% | 68.91% | 78.20% | 86.93% | Beats 41% | 992 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.58% | 0.26% | 0.65% | 1.29% | Beats 54% | 774 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.38% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,271 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.38% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,271 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 71.11% | 52.61% | 69.38% | 83.50% | 53rd pctl | 788 / 1,683 | | |
| Loans / Assets | 63.30% | 44.71% | 59.18% | 70.72% | 59th pctl | 688 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |