Evansville, IN · Charter 11273
NCUA · 3 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.42% | 0.45% | 0.33% | 0.37% | 0.43% | 0.42% | 0.49% | 0.46% | +9 bps | |
| Return on Equity | 4.01% | 4.26% | 3.22% | 3.63% | 4.10% | 3.98% | 4.74% | 4.39% | +75 bps | |
| Net Interest Margin | 3.16% | 3.26% | 3.29% | 3.41% | 3.53% | 3.52% | 3.44% | 3.49% | +9 bps | |
| Efficiency Ratio | 82.66% | 81.30% | 81.04% | 78.89% | 77.57% | 77.25% | 79.63% | 78.37% | -52 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.70% | 4.32% | 6.48% | 7.15% | 4.23% | 6.20% | 3.02% | 2.00% | -515 bps | |
| Loan Growth (YoY) | 3.39% | 4.36% | 3.63% | 3.73% | 2.60% | 0.21% | 0.80% | -1.91% | -564 bps | |
| Share Growth (YoY) | 5.59% | 4.51% | 6.39% | 7.69% | 4.10% | 6.58% | 2.72% | 1.91% | -578 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.54% | 0.49% | 0.59% | 0.63% | 0.87% | 1.07% | 0.74% | 0.86% | +23 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.47% | 10.66% | 10.16% | 10.25% | 10.50% | 10.45% | 10.31% | 10.50% | +26 bps | |
| Net Worth / Assets | 10.47% | 10.66% | 10.16% | 10.25% | 10.50% | 10.45% | 10.31% | 10.50% | +26 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 80.08% | 81.27% | 76.72% | 77.85% | 78.92% | 76.42% | 75.29% | 74.93% | -292 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |