PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Merchants&Planters Bank NA

Camden, AR · Cert 11253

FDIC

Q2 2000

$96.3MAssets
$40.0MLoans
$85.6MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.85%, up 9 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 46.75% of deposits as of Q2 2000.

Return on Assets (YTD, annualized)

1.85%+9 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000Q2 2000YoY ΔTrend
Earnings
Return on Assets1.76%1.71%1.88%1.76%1.73%1.67%1.91%1.85%+9 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)0.72%0.19%-1.08%-0.94%-0.72%-0.28%-0.91%-2.51%-157 bps
Loan Growth (YoY)12.39%7.05%4.38%0.95%-1.55%-1.50%0.11%1.04%+9 bps
Deposit Growth (YoY)0.95%2.02%-1.47%-1.85%-1.18%0.00%-0.24%-2.57%-72 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits45.51%46.92%44.79%45.08%45.34%46.22%44.95%46.75%+167 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a