Community Connect
Titusville, PA · Charter 11172 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$27.4MAssets
$12.6MLoans
$23.8MShares
$3.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 86% of credit unions under $1B in assets (rank 239 of 1681).
- Widest gap: equity / assets trails 52% of credit unions under $1B in assets (rank 872 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.33%
Rank 330 of 1,683
Net Interest Margin
4.38%
Rank 388 of 1,683
Efficiency Ratio
71.09%
Rank 503 of 1,682
Equity / Assets
12.72%
Rank 872 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.33% | 0.35% | 0.74% | 1.18% | Beats 80% | 330 / 1,683 | | |
| Return on Equity | 10.45% | 2.67% | 5.89% | 8.74% | Beats 86% | 239 / 1,681 | | |
| Net Interest Margin | 4.38% | 3.31% | 3.82% | 4.32% | Beats 77% | 388 / 1,683 | | |
| Efficiency Ratio | 71.09% | 68.91% | 78.20% | 86.93% | Beats 70% | 503 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.59% | 0.26% | 0.65% | 1.29% | Beats 54% | 781 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.72% | 10.44% | 12.89% | 16.53% | Beats 48% | 872 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.72% | 10.44% | 12.89% | 16.53% | Beats 48% | 872 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 52.80% | 52.61% | 69.38% | 83.50% | 25th pctl | 1,259 / 1,683 | | |
| Loans / Assets | 45.96% | 44.71% | 59.18% | 70.72% | 27th pctl | 1,232 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |