Canopy
Spokane, WA · Charter 11162 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$222.0MAssets
$182.3MLoans
$198.0MShares
$20.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 82% of credit unions under $1B in assets (rank 305 of 1683).
- Widest gap: return on equity trails 92% of credit unions under $1B in assets (rank 1553 of 1681).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.18%
Rank 1,532 of 1,683
Net Interest Margin
4.54%
Rank 305 of 1,683
Efficiency Ratio
88.29%
Rank 1,316 of 1,682
Equity / Assets
9.01%
Rank 1,505 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.18% | 0.35% | 0.74% | 1.18% | Beats 9% | 1,532 / 1,683 | | |
| Return on Equity | -2.01% | 2.67% | 5.89% | 8.74% | Beats 8% | 1,553 / 1,681 | | |
| Net Interest Margin | 4.54% | 3.31% | 3.82% | 4.32% | Beats 82% | 305 / 1,683 | | |
| Efficiency Ratio | 88.29% | 68.91% | 78.20% | 86.93% | Beats 22% | 1,316 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.86% | 0.26% | 0.65% | 1.29% | Beats 41% | 1,002 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.01% | 10.44% | 12.89% | 16.53% | Beats 11% | 1,505 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.01% | 10.44% | 12.89% | 16.53% | Beats 11% | 1,505 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 92.04% | 52.61% | 69.38% | 83.50% | 90th pctl | 172 / 1,683 | | |
| Loans / Assets | 82.12% | 44.71% | 59.18% | 70.72% | 94th pctl | 96 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |