PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Merchants&Planters Bk Horner

Hornersville, MO · Cert 11005

FDIC

Q1 2000

$15.8MAssets
$7.4MLoans
$14.6MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.58%, up 46 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 50.69% of deposits as of Q1 2000.

Return on Assets (YTD, annualized)

0.58%+46 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1998Q3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000YoY ΔTrend
Earnings
Return on Assets0.62%0.62%0.45%0.12%0.23%0.38%0.36%0.58%+46 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)28.74%31.47%11.88%3.80%1.98%-13.27%-14.44%-17.17%-2,097 bps
Loan Growth (YoY)99.03%108.06%73.68%84.25%8.40%-17.88%-23.89%-23.90%-10,815 bps
Deposit Growth (YoY)29.99%32.95%13.10%4.92%2.29%-7.69%-8.93%-12.68%-1,761 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits64.06%59.12%54.82%58.16%67.89%52.60%45.82%50.69%-747 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a