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Painted Post, NY · Charter 10933 · Peer group: credit unions under $1B in assets in NY (n=59)
NCUA · 8 branches
Q2 2026
$529.2MAssets
$384.2MLoans
$446.1MShares
$78.5MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 73% of credit unions under $1B in assets in NY (rank 16 of 59).
- Widest gap: equity / assets trails 36% of credit unions under $1B in assets in NY (rank 21 of 59).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.40%
Rank 16 of 59
Net Interest Margin
3.99%
Rank 19 of 59
Efficiency Ratio
67.82%
Rank 19 of 59
Equity / Assets
14.83%
Rank 21 of 59
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.40% | 0.28% | 1.01% | 1.42% | Beats 73% | 16 / 59 | |
| Return on Equity | 9.42% | 2.31% | 7.92% | 10.52% | Beats 69% | 18 / 59 | |
| Net Interest Margin | 3.99% | 3.24% | 3.66% | 4.04% | Beats 68% | 19 / 59 | |
| Efficiency Ratio | 67.82% | 63.53% | 74.15% | 82.44% | Beats 69% | 19 / 59 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.47% | 0.32% | 0.68% | 1.20% | Beats 68% | 20 / 59 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.83% | 10.94% | 13.05% | 16.06% | Beats 64% | 21 / 59 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.83% | 10.94% | 13.05% | 16.06% | Beats 64% | 21 / 59 | |
| Liquidity & Funding |
| Loans / Deposits | 86.13% | 40.49% | 57.59% | 78.86% | 88th pctl | 7 / 59 | |
| Loans / Assets | 72.61% | 33.06% | 50.92% | 63.03% | 88th pctl | 7 / 59 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |