Grant County Bank
Ulysses, KS · Cert 10918 · Peer group: banks under $1B in assets in KS (n=98) · Resource One Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
$298.4MAssets
$173.6MLoans
$251.7MDeposits
$36.4MEquity
Executive Summary
- Strongest standing: return on assets outperforms 71% of banks under $1B in assets in KS (rank 28 of 98).
- Widest gap: nonperforming loans / loans trails 87% of banks under $1B in assets in KS (rank 86 of 98).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.52%
Rank 28 of 98
Net Interest Margin
3.56%
Rank 53 of 98
Efficiency Ratio
58.57%
Rank 48 of 98
Equity / Assets
12.20%
Rank 35 of 98
Non-interest income vs. expense
Unfavorable gap of $4.9M · efficiency ratio beats 52% of banks under $1B in assets in KS | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.52% | 1.03% | 1.24% | 1.54% | Beats 71% | 28 / 98 | | |
| Return on Equity | 12.49% | 8.85% | 11.58% | 14.73% | Beats 62% | 37 / 98 | | |
| Net Interest Margin | 3.56% | 3.24% | 3.62% | 3.91% | Beats 46% | 53 / 98 | | |
| Efficiency Ratio | 58.57% | 51.87% | 58.88% | 64.74% | Beats 52% | 48 / 98 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.07% | 0.01% | 0.33% | 1.05% | Beats 13% | 86 / 98 | | |
| Net Charge-Offs / Loans | 0.01% | n/a | 0.00% | 0.03% | Beats 35% | 65 / 98 | | |
| Capital |
| Tier 1 Capital Ratio | 13.34% | 11.81% | 13.71% | 17.33% | Beats 48% | 51 / 98 | | |
| Total Risk-Based Capital Ratio | 13.34% | 11.81% | 14.13% | 17.45% | Beats 43% | 56 / 98 | | |
| Equity / Assets | 12.20% | 8.60% | 11.34% | 13.10% | Beats 64% | 35 / 98 | | |
| Liquidity & Funding |
| Loans / Deposits | 68.98% | 57.09% | 69.84% | 82.47% | 47th pctl | 52 / 98 | | |
| Loans / Assets | 58.18% | 49.34% | 58.31% | 68.94% | 48th pctl | 51 / 98 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |