Greater Waterbury Healthcare
Waterbury, CT · Charter 10865 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$9.3MAssets
$1.8MLoans
$6.7MShares
$2.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 96% of credit unions under $1B in assets (rank 70 of 1683).
- Widest gap: nonperforming loans / loans trails 97% of credit unions under $1B in assets (rank 1638 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.71%
Rank 862 of 1,683
Net Interest Margin
3.85%
Rank 813 of 1,683
Efficiency Ratio
85.79%
Rank 1,214 of 1,682
Equity / Assets
27.23%
Rank 70 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.35% | 0.74% | 1.18% | Beats 49% | 862 / 1,683 | | |
| Return on Equity | 2.62% | 2.67% | 5.89% | 8.74% | Beats 24% | 1,277 / 1,681 | | |
| Net Interest Margin | 3.85% | 3.31% | 3.82% | 4.32% | Beats 52% | 813 / 1,683 | | |
| Efficiency Ratio | 85.79% | 68.91% | 78.20% | 86.93% | Beats 28% | 1,214 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.74% | 0.26% | 0.65% | 1.29% | Beats 3% | 1,638 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 27.23% | 10.44% | 12.89% | 16.53% | Beats 96% | 70 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 27.23% | 10.44% | 12.89% | 16.53% | Beats 96% | 70 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 27.52% | 52.61% | 69.38% | 83.50% | 4th pctl | 1,615 / 1,683 | | |
| Loans / Assets | 19.98% | 44.71% | 59.18% | 70.72% | 3rd pctl | 1,634 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |