Fort Sill
Lawton, OK · Charter 10832 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$394.2MAssets
$179.7MLoans
$352.1MShares
$45.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 72% of credit unions under $1B in assets (rank 474 of 1683).
- Widest gap: nonperforming loans / loans trails 71% of credit unions under $1B in assets (rank 1191 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.81%
Rank 773 of 1,683
Net Interest Margin
4.24%
Rank 474 of 1,683
Efficiency Ratio
72.32%
Rank 551 of 1,682
Equity / Assets
11.57%
Rank 1,065 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.81% | 0.35% | 0.74% | 1.18% | Beats 54% | 773 / 1,683 | |
| Return on Equity | 7.00% | 2.67% | 5.89% | 8.74% | Beats 61% | 654 / 1,681 | |
| Net Interest Margin | 4.24% | 3.31% | 3.82% | 4.32% | Beats 72% | 474 / 1,683 | |
| Efficiency Ratio | 72.32% | 68.91% | 78.20% | 86.93% | Beats 67% | 551 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.12% | 0.26% | 0.65% | 1.29% | Beats 29% | 1,191 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.57% | 10.44% | 12.89% | 16.53% | Beats 37% | 1,065 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.57% | 10.44% | 12.89% | 16.53% | Beats 37% | 1,065 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 51.04% | 52.61% | 69.38% | 83.50% | 23rd pctl | 1,300 / 1,683 | |
| Loans / Assets | 45.58% | 44.71% | 59.18% | 70.72% | 26th pctl | 1,242 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |