First Lincoln
Lincoln, NE · Charter 10756 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$17.9MAssets
$6.4MLoans
$16.1MShares
$1.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 58% of credit unions under $1B in assets (rank 713 of 1683).
- Widest gap: nonperforming loans / loans trails 99% of credit unions under $1B in assets (rank 1658 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-2.25%
Rank 1,651 of 1,683
Net Interest Margin
3.95%
Rank 713 of 1,683
Efficiency Ratio
112.79%
Rank 1,620 of 1,682
Equity / Assets
9.81%
Rank 1,374 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -2.25% | 0.35% | 0.74% | 1.18% | Beats 2% | 1,651 / 1,683 | | |
| Return on Equity | -22.89% | 2.67% | 5.89% | 8.74% | Beats 1% | 1,657 / 1,681 | | |
| Net Interest Margin | 3.95% | 3.31% | 3.82% | 4.32% | Beats 58% | 713 / 1,683 | | |
| Efficiency Ratio | 112.79% | 68.91% | 78.20% | 86.93% | Beats 4% | 1,620 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 7.36% | 0.26% | 0.65% | 1.29% | Beats 1% | 1,658 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.81% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,374 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.81% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,374 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 39.78% | 52.61% | 69.38% | 83.50% | 11th pctl | 1,499 / 1,683 | | |
| Loans / Assets | 35.87% | 44.71% | 59.18% | 70.72% | 14th pctl | 1,450 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |