Tyndall
Panama City, FL · Charter 10754 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 10 branches
Q2 2026
$1.9BAssets
$970.7MLoans
$1.6BShares
$261.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 93% of credit unions $1B-$10B in assets (rank 33 of 435).
- Widest gap: net interest margin trails 75% of credit unions $1B-$10B in assets (rank 326 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.41%
Rank 51 of 435
Net Interest Margin
3.02%
Rank 326 of 435
Efficiency Ratio
59.39%
Rank 51 of 435
Equity / Assets
13.61%
Rank 67 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.41% | 0.55% | 0.81% | 1.14% | Beats 88% | 51 / 435 | |
| Return on Equity | 10.37% | 5.12% | 7.41% | 9.70% | Beats 80% | 88 / 435 | |
| Net Interest Margin | 3.02% | 3.01% | 3.39% | 3.75% | Beats 25% | 326 / 435 | |
| Efficiency Ratio | 59.39% | 65.25% | 71.39% | 77.86% | Beats 89% | 51 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.26% | 0.45% | 0.69% | 1.05% | Beats 93% | 33 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.61% | 9.81% | 10.84% | 12.63% | Beats 85% | 67 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.61% | 9.81% | 10.84% | 12.63% | Beats 85% | 67 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 59.58% | 78.33% | 88.38% | 95.61% | 6th pctl | 407 / 435 | |
| Loans / Assets | 50.52% | 67.69% | 74.58% | 80.80% | 6th pctl | 408 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |